Electronic reporting is a great plaftform but is laking integration endpoint. It is currently not possible to retrieve scheduled data export and automate data imports (without using sharepoint as container).

Data management package REST API - Finance & Operations | Dynamics 365 | Microsoft Learn

Replacing the manual data import load with API's will greatly increase the potential of Electronic Reporting and will solve many current short comings. Ideally a import / export job history form will ocompany this new feature to ensure history can be tracked accordingly. A few examples of possible scenario's:

1) automate data export based on fully configurable output

2) bank statement import without sharepoint import

3) fully integrated power automate capabilities