French banking organization and standardization committee (CFONB) recommendation is to use Unstructred payment information for payments based on pain.001 format. The current design of generating pain.001 files in Operations is based on this recommendation. The suggestion here is to allow user to choose wheather to use Structured or Unstructed payment information when generating the paymen file. If structured is chosen and the payment id is available, the payment id is transferred to the payment file as Structured payment information.