We can create a GL account and call it undeposited funds and use it to register customer payments and then later create journal entries to post a deposit from that account to the bank. It would be nice when creating a deposit later to the bank, for the system to have an option to grab the undeposited funds. Ideally, the system would recognize the undeposited funds account and open a list to easily select or check off which undeposited funds entries we want posted to the bank, and it automatically create entries to move those funds.