Bank feeds can save an enormous amount of time and increase the speed of doing business by keeping bank accounts up to date. A large part of SME accounting is coding bank statements into revenue and expense categories so the business can track its sales and costs. An automated bank feed either undertaken directly by Microsoft to the main banks or indirectly via Yodlee who already hold the largest access to the worlds banks will make the software competitive for the growing SME against the likes of Xero and Quickbooks who are already well established in providing bank feeds at the heart of their products.