New feature has been introduced to allow to have one bridging account by bank account.

This Feature should avoid to create one method of payment by bank.

but in Europe, we need to generate SEPA file and unfortunately the design is not completed and payment file cannot be generated

This has been opened for France but I get similar feedback from other EU countries.

(as per Microsoft support ticket Unfortunately, cannot setup new functionality on French customers as SEPA payment cannot be generated.)

This new feature should allow to generate payment file based on the bank selected for payment. (whatever the payment file).

For now feature is not useful.