The new function to "Post customer and vendor payment journals from bank statements and reconciliation worksheets" is great, specially for customer payments, but, as it is designed the process still remains a two step process:

1. Payment journal is created and posted from reconciliation worksheet
2. There is no option to select the specific transactions being cleared so a second step is needed
3. From vendor/customer transactions, settlement function to settle the payment with the individual transactions

It would be great if at the point of journal creation in the reconciliation worksheet, the transactions that are being paid could be selected, taking into account any settlement discounts there may be. Only then this would become a true one step process.